Blog Articles
Mortgage Insights and First Time HomeBuy...
Spring 2024 Mortgage Update - There’s no argument it’s more challenging to purchase a home today, but it’s not unachievable. Whether you're looking to b ...
Apr 19, 2024Read full articleThe Ins and Outs of Refinancing Your Mor...
Understanding the ins and outs of mortgage refinancing is essential for homeowners looking to improve their financial situation or take advantage of new o ...
Sep 23, 2023Read full articleInsurance 101
Not all insurance products are created equal. It is important to understand all the different insurance products to ensure you have proper coverag ...
Sep 10, 2023Read full article12 Ways to Save Money During These Tough...
It's crucial to be mindful of your finances and find ways to save money. Here are 12 tips to help you save during these challenging times: Create a budget: Dev ...
Jun 16, 2023Read full articleThe Relationship between Inflation & Rea...
There is a connection between inflation and real estate, with some suggesting that the real estate industry serves as a hedge against inflation, particularly concerning r ...
Jun 16, 2023Read full articleChoosing Your Ideal Mortgage Payment Fre...
Your payment schedule is the frequency that you make mortgage payments and ranges from monthly to bi-monthly, bi-weekly, accelerated bi-weekly or even weekly payments. & ...
Apr 04, 2023Read full articleHow is the Canadian Inflation Rate Calcu...
Virtually every industry has experienced some sort of increase in costs due to rising inflation rates. With costs continuing to rise in recent months, some may be wonderi ...
Jan 24, 2023Read full articleSound Advice for First-Time Home Buyer
In this age of seemingly soaring interest rates, first-time homebuyers are uniquely disadvantaged. While everyone is feeling the pinch of recent announcements from the Ba ...
Jan 23, 2023Read full articleUnderstanding Closing Fees for New Const...
Sometimes, a story will appear in the news: “Condo buyers caught off guard by high closing costs.” Someone purchases a condo or other property without doing t ...
Jan 16, 2023Read full articleInvesting in Real Estate with Retirement...
The latest statistics show fewer people than ever are adequately planning for retirement. With more people being part of the ‘gig’ economy (i.e.independ ...
Jan 07, 2023Read full articleSweeping New Ontario Housing Plan For 3 ...
The Ontario government announced sweeping housing changesthat will override municipal zoning laws in some situations and allow for the construction of up to three u ...
Jan 07, 2023Read full articleWhat is a Home Equity Line of Credit (HE...
A home equity line of credit (HELOC) is a kind of secured financing. Your home equity serves as a guarantee to the lender that you will repay the loaned funds. This is kn ...
Jan 07, 2023Read full articleCMHC First-Time Home Buyer Incentive
The First-Time Home Buyer Incentive Program – What It Is The First Time Home Buyers Incentive (FTHBI) is designed to increase homeownership affordability for first ...
Jan 07, 2023Read full articleMortgage Renewal vs Mortgage Refinance
What's the difference and which one is right for you? When applying for a mortgage, buyers have to make a lot of decisions about exactly what sort of agreement they want ...
Jun 05, 2022Read full articleWhy Bond Yields affect your Mortgage Rat...
In a recent article, we looked at how theBank of Canada's policy rateaffects other banks' prime rates and what it means for borrowers. The bank's interest rat ...
Jun 02, 2022Read full articleOvernight Rate vs. Prime Rate explained
These days, everyone has their eyes on the Bank of Canada as they are in the progress of gradually raising interest rates. As the Bank of Canada rate goes up, so do mortg ...
May 20, 2022Read full articleWhen & How to get a House Appraisal in O...
With all the talk about house prices, have you ever stopped to wonder just how exactly home prices are actually determined? On a foundational level, we know that land its ...
May 20, 2022Read full articleDo you pay Property Taxes on Vacant Land...
One of the most valuable aspects of real estate is the very land itself, so why not just buy land on its own? As the old saying goes, they aren't making any more of it. T ...
Apr 27, 2022Read full articleNowhere For Them To Go To: Baby Boomers ...
An Ottawa professor and Smart Prosperity Institute director thinks one of the reasons is there's no where for them to go. With baby boomers having an increasingly difficu ...
Apr 23, 2022Read full articleOptions for a Vacant Land Mortgage in Ca...
If you’re interested in building a home or another kind of building in Canada, your first step will be to buy land. Though vacant land is generally less expensive t ...
Apr 23, 2022Read full article