When we were thirty, we thought we were ten feet tall and invincible. Our drive, energy, and enthusiasm for life was the fuel that drove us forward. Obstacles were those annoying things we swatted away like mosquitoes—we were wired to achieve our dreams. For many midlifers who prospered through the halcyon years of the ’60s, ’70s and ’80s, time was an expendable commodity ...

Decline of the Nuclear FamilyA nuclear family system is defined as a family structure that consists of a couple living with their children. This is quite different from an extended or intergenerational family system, in which the household may include other family members, such as grandparents, siblings with children, aunts, uncles, cousins, and so on. Over the past sixty years, career mobility ...

Some years ago, a Boy Scout leader we knew would give a copy of a book he’d found highly effective to the parents of his troop. The title of this book was How to Talk So Kids Will Listen & Listen So Kids Will Talk by Adele Faber and Elaine Mazlish. The simple message is that the words we use, our tone, and body language can have a profound effect on whether our message is really heard ...

The word escape can be either a noun (i.e., a thing or place) or it can be a verb, which implies taking an action (e.g., running away from or toward something). The following is an excerpt from Robert Miller & Monika Lowry's newest book... THE NEXT CHAPTER - CHANGE THE MINDSET, CHANGE YOUR LIFE - and highlights how one couple's health challenge became the catalyst for an exciting lifestyle ...

It's crucial to be mindful of your finances and find ways to save money. Here are 12 tips to help you save during these challenging times: Create a budget: Develop a comprehensive budget that outlines your income and expenses. This will help you understand where your money is going and identify areas where you can cut back Cut unnecessary expenses: Review your expenses and eliminate non-essential ...

The latest statistics show fewer people than ever are adequately planning for retirement. With more people being part of the ‘gig’ economy (i.e.independent contractors, online platform workers, contract firm workers, on-call workers and temporary workers), planning for a comfortable retirement is more heavily weighted on the individual than ever before. Creating a healthy, stress-free ...

A home equity line of credit (HELOC) is a kind of secured financing. Your home equity serves as a guarantee to the lender that you will repay the loaned funds. This is known as a type of "revolving credit" loan. As a revolving credit loan, you may borrow money up to the credit limit stipulated in your contract, pay it back, and then borrow it again. HELOCs are different from home equity loans and ...